Personal Insurance

Armstrong’s Insurance Brokers has access to exclusive policies and the ability to tailor them to your unique insurance needs by account executive working with you to set a risk insurance program tailored to your specific needs.

Home & Contents Insurance

Your home is far more than a physical asset. That’s why it makes good sense to help protect your precious home with quality insurance - and make sure you have the right type and amount of cover to help keep your home and possessions safe.

If your home and its contents were damaged or destroyed or your possessions stolen, and you couldn’t afford to replace them yourself, you should consider home and contents cover. If you have a mortgage, your bank usually requires that you have home insurance over your home.

Landlord Insurance

Landlord’s insurance is an insurance policy that covers you, as a property owner, from possible financial loss associated with owning an investment property. As well as long term leases, landlord insurance policies may also cover short term holiday rentals or holiday homes, such as approved Airbnb and Stayz residences.

Generally, the policy covers the building from damage from the usual causes such as fire, lightning, explosion, earthquake, storms, and floods but most landlord’s insurance policies also have cover for:

accidental damage

malicious damage by tenants or their guests

alternative accommodation costs

theft by the tenant or their guests

loss of rent if the tenant/s stop paying

liability, including for claims against you by the tenant

any legal costs incurred from action taken against the tenant.

Landlord insurance policies don’t usually cover any personal property belonging to tenants, or otherwise protect the interest of tenants.

Car Insurance

A car or a motorbike is often one of the most expensive things that you will own. The freedom of driving on the open road is difficult to match but those open roads are varied in both location and condition.

Motor insurance includes a range of covers to suit every driver and vehicle type, and can be paid annually or by the month.

If you have a car, it makes sense to protect yourself against unexpected costs with car insurance. That’s because accidents can be costly - especially when you’re at fault. If your car is involved in an accident you caused, you’ll not only have the expense of repairing your own car - you’ll generally have to pay for damage to the other vehicle too.

Strata Insurance

Did you know that if you own a unit on a strata title or body corporate, you are legally required to have strata insurance .

Strata insurance can protect the building’s common areas or facilities, with the premiums paid for by the owners’ corporations. Think of things like gyms, lobbies, pools, car parks and lifts. Some common shared areas that might not seem so obvious can include ceilings, walls and other structural elements.

While the nature of cover will vary among insurers, most residential strata / body corporate policies are designed to provide cover for damage to shared areas, as well as public liability insurance. This latter aspect provides cover if a third party sustains an injury on the shared property, and will likely provide cover for any medical or legal fees.

The cover can be managed by an appointed strata manager, or an insurance broker can take care of it on behalf of the owners’ corporation.

Get a Quote

Contact Armstrong’s Insurance Brokers today to discuss your insurance needs.

Testimonials

what customers say about us!

Winton Mahar FCPA GAICD

Chief Financial Officer - Shaw Contracting (Aust) Pty Ltd

Shaw Contracting made the change from an international broking firm to Armstrong’s Insurance Brokers and were excited by the huge amount of time they invested, to understand our business needs and key risk areas. As a result Armstrong’s were able to provide us with professional advice and a tailored insurance solution that not only reduced our business risk and premiums, but also assisted in providing us with business improvements. We could not recommend their committed and knowledgeable team more highly.

Jenny Hay

Allans Garden Centre Prospect

After many years of dealing with Armstrong’s Insurance I cannot speak highly enough of the service. Jenni has always ensured that all our business needs are covered and that we receive value for money. Our annual premium has almost always reduced rather than increased, without sacrificing the quality of our cover.

I know that this is due to Jenni’s commitment to providing us with the best possible deal. Any claims we have made over the years have been dealt with efficiently and promptly, and it is great to have personal, local service any time we need it. Thank you Armstrong’s, and particularly Jenni, for giving me peace of mind and confidence in our insurance.

Thane Brady

President - North Launceston Football Club Inc.

As a large community oriented sporting club we have diversified into many business activities to support and grow our club. Directed by a board of volunteers our club seeks out professional services that can deliver in a convenient, timely and flexible manner. Armstrong’s Insurance Brokers continue to kick goals for us. We trust them, they care for us and we think they are true partners of our club and all of our commercial operations.

Kent Medwin

General Manager, Rock Property

We have been using Armstrong’s exclusively for all of our insurance requirements for the last 3 years. We highly recommend them to anyone looking to enhance their business insurances. From the original business review through to claims management and the competitive annual tender process, Armstrong’s have exceeded our expectations in their rigour and commitment to the best possible outcomes for our firm.

Lynn Faulkner

A.P.A.M- Physiotherapist, Riverside Physiotherapy

Just a short note on the exemplary service I have been receiving from your employee Chris C . What a breath of fresh air - renewals received well ahead of due date, research done and ready for approval, prompt efficient follow up , the superlatives go on and on!! I will be recommending him to whoever I can - just outstanding.  If you had been considering a pay increase just go ahead and do it - you can’t afford to have him poached by any other broker. Chris would have to be “the best” in the general insurance world I have had to deal with in the past 40 years of business and he had to earn my respect before I considered putting that in writing.