Insurance is central to any business strategy. There are specific risks you need to understand. Whether you own a manufacturing business, a farm, small business or work from home, your business will always be exposed to risks. Fire, loss of income, technology failure, liability incidents, damaging weather conditions, employee incidents and all the other unexpected scenarios; as a business owner you need the assurance that you have the right protection in place to keep your business and livelihood running.
Armstrong’s Insurance Brokers has access to exclusive policies and the ability to tailor them to your unique business insurance needs by account executive working with you to set a risk insurance program tailored to your specific needs.
Providing professional insurance advice and solutions requires a thorough understanding of your industry and the specialized needs of your organisation. Armstrong’s Insurance Brokers will spend time with you discussing your business risks and requirements to complete a needs analysis. This detailed assessment allows us to build a comprehensive picture of your potential exposure. We then help determine a strategy to best deal with each risk – either by terminating, transferring to an insurance company, or retaining the risk under controlled conditions. In our view, risks should only be tolerated by choice and not because of a lack of awareness or oversight.
Where insurance cover is needed, we will provide and develop clear and comprehensive policies for our clients before negotiating the best possible terms from authorised Australian insurers and underwriting agencies. We take a flexible approach, first examining a variety of policies from a range of providers. If no existing policy is suitable, we will customise a policy and negotiate its placement with an insurer on our client’s behalf.
The type of insurance that may be relevant to your business may be wide and varied but these are some of the typical insurances required, all of which Armstrong’s Insurance Brokers can provide:
- business package insurance;
- cyber insurance;
- property insurance;
- farm insurance;
- electronic and machinery breakdown;
- marine classes;
- contract works/construction;
- liability insurance;
- management liability including statutory liability;
- motor vehicle fleet insurance including heavy motor and mobile plant;
- loss of income;
- workers’ compensation insurance;
- personal accident and illness insurance;
- professional indemnity insurance;
- directors and officers liability insurance; and
- corporate travel insurance
In addition Armstrong’s Insurance Brokers are able to access markets for the more specialised risks such as aviation, trade credit, marine hull, kidnap and extortion.
Contact Armstrong’s Insurance Brokers today to discuss your insurance needs.